| Author | Message | ||
     Lothodon |
thought someone might like a nice laugh...been a harley rider for about 12 years now, always insured, got the xb9r last november on a whim....loved it, still love it. called progressive for a quote, $386 a year or so. not terrible, got the bike, got the insurance through my local guy, same quote. got the bill....$800...freaked out. cancelled that one in a heartbeat. got american family for $675 a year. not like a harley, but better than $800. read all these horror stories of insurance skyrocketing for renewals and started looking a few months ago. found cycle-gard (geigo for cycles) at $381 a year...WOW WOW WOW....super happy. waited to get it until my current policy came due to avoid penalties, and i got my renewal today from american family....$196 a year. yes, $ 1 9 6 . 0 0 a year. what the hell happened, did they realize it's NOT a jap bike, realize it's made by a division of harley, or did they realize I'M OLD??? | ||
| Xb12r |
I am at $206 for the year on a xb12r | ||
| Oconnor |
1586 for an 03 xb9r But I am 27 Can you say ouch It was going to be almost 4000, thats four thousand dollars a year before I told them I was military. If they were smart that would have made it go up, not down | ||
| Prof_stack |
Progressive raised their rates in many states this year. They upped mine 70% so I switched to Dairyland for $450 on my XB9S. What is American Family? Is it part of the AARP? What coverage do you have? Oh yeah, what state (beside shock) are you in? | ||
| Cj_xb |
I have American Family too, pretty decent rates for my Blast and not that much more for my XB9S !! CJ  | ||
| Austinrider |
1600 and change a year for me. Im with American Home something or other. Progressive and Geiko both wanted over 4k for me. I live in Texas, Im single, Im 31, I have a racing ticket from November 2001 in my Camaro. No other infractions on the books (either because they havent happened or deferred adjudication). I ride an XB9S 2003 Love to see what others in my area are paying, help me get some companies to go to in a year. | ||
| Spike |
I had progressive on my Cyclone. The first year it was ~$360. The second year it dropped to $162. No explanation from customer service, they just said they like to pass along the savings when they can. I was going to go with progressive on the XB12R but they don't offer full coverage in NC. Now I'm with Alpha P&C for $1131/year. Mike L. '04 XB12R (1650 miles) | ||
| Joey |
Oconner! Have you tried USAA? I pay something like $150 +- on my Blast!. My insurance for 2 cars and a motorcycle is less than 1/2 of Geiko's quote without the motorcycle. 800-531-8111 will get you there, or try usaa.com. Military (active and reserve) only... | ||
| Hootowl |
I'm with USAA too. Full coverage on my X1 runs $800 a year. No tickets or accidents. I have another MC and a truck insured with them as well. You'd think I'd get a better rate. You can join USAA up to one year after discharge, and stay forever even if you are no longer affiliated. | ||
| Joey |
I bet if you modify your X1 by fitting it with a stock Blast! engine, it would drop your insurance rates drastically! Of course other things would drop drastically too ... | ||
| Geofg |
Careful with CycleGard. They're just fine until you actually make a claim. To be honest, they paid the claim and were very nice about it. When it came time to renew, though, my rates went up by just better than the $$ the paid out on the claim. This seems to be SOP for GEICO, btw. Ended up switching to HD insurance for about 1/2 what I was paying originally. -Geof | ||
| Rokoneer |
I got paranoid/scared after reading previous posts on insurance costs for the XB's, but when I insured mine it came out to a whopping $34 a year (not a typo). It should be known that I only carry liability on it and that there are 3 other bikes on the same policy...... | ||
| M1combat |
XB12R, 26Yrs old, $1023 a year, full coverage, Dairyland. I'll be looking into another after a year but everyone else wanted upwards of $3K... | ||
| Court |
You guys need to come to NYC. I moved from WI (49th) to NYC (2nd) in insurance costs. | ||
| Rkc00 |
I am on Long Island, 44 and a clean driving record. Full coverage (liability, collision and theft) with $250 deduc. Cost is around $600/yr. This is on my harley insurance as a second bike. | ||
| Leeaw |
Same coverages as rck00 and live in Westchester, NY and I pay a little over $600 per year and have two other bikes on the same policy. | ||
| Hootowl |
Odd, most of my insurance bill is liability. The collision portion is only about a third of it. | ||
| Court |
That's about, if I recall, where I am on the Buell. By the way, I was cruising the Westchester area near Grasslands Road yesterday and WOW...what a display of fall colors! | ||
| Bads1 |
Hey hey my State Farm agent is letting me put storage insurance on my bike for the winter.Which is costing me $25.00 for 5 months and all I have to do is call them when I'm ready to pull it out of storage.My rate is at $34.00 a month so thats gonna cost me $228.00 for the riding season.Thats $253.00 a year,not bad for a XB12S. | ||
| Buelluk |
I pay around $600 for my 9S, my wife made me jack up the numbers, no problem...however I received an update from Progressive a few days later , they had increased the price to just over a grand. It turned out they had quoted me on the X1..which I thought would be cheaper to repair , being a tuber and older technology, anyway to cut a long story short, I rang them immediately ,kicked up a stink and they restored the previous price while telling me I would have to pay the new rate next year Well duh, maybe , but next year I will be looking around for an insurance company where the staff listen and can read. | ||
| X1m511 |
bought a x1m this year in april, my insurance co. wanted around $750.00 a year to insure full coverage. so i called harley davidson financial and got it for around $250.00 a year full coverage with no lay off in the winter. this was after a tip from a dealer that they insure buells as if they were sportsters. |
