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Buell Forum » 1125R Superbike Board » Archives 001 » Archive through October 26, 2009 » Insuranceor full coverage on a 08 1125R » Archive through October 23, 2009 « Previous Next »

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Rocketsprink
Posted on Wednesday, October 21, 2009 - 06:31 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$235 for full coverage on a 1125R for a year. Does that sound good? No loan on the bike either, if that make a difference.
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Indy_bueller
Posted on Wednesday, October 21, 2009 - 06:31 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

That's almost exactly what I pay Rocco.
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Westmoorenerd
Posted on Wednesday, October 21, 2009 - 07:06 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Sounds great, my quote was around $500 a year for one. I'm only 24 though if it matters.
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Fresnobuell
Posted on Wednesday, October 21, 2009 - 07:21 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I would give my left nut for $235/year. I don't understand how some of you guys swing it. Actually, I don't understand how an insurance company can insure such a high risk vehicle for so little.
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Fresnobuell
Posted on Wednesday, October 21, 2009 - 07:21 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Just kidding about the sacrificing a testicle part...
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Sl33py
Posted on Wednesday, October 21, 2009 - 07:29 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

where are you guys getting yours from? I just got quoted a ridiculous amt from progressive... and i'm 34 w/o tickets...
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Not_purple_s2
Posted on Wednesday, October 21, 2009 - 07:36 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

28 with a clean record and the best I could get on a 1125CR was about $850 for minimum liability and $1000 deductibles.
That was through Dairyland
Progressive and Geico were around $1200 and $1700 respectively.
The dairyland isn't too bad... that would only be about $70 a month.
$500 or less per year is ridiculously cheap, How are you guys pulling that off?
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Rocketsprink
Posted on Wednesday, October 21, 2009 - 07:39 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

40 years old and a clean record. My quote was through Geico. No loan, so maybe that knocks it down a little? MSF class years ago?
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Westmoorenerd
Posted on Wednesday, October 21, 2009 - 07:52 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I'm getting my quote through USAA...active duty military has its little perks here and there. I did have a reckless and careless driving ticket, but it's no longer on my record.
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Xbniner
Posted on Wednesday, October 21, 2009 - 07:53 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

My insurance went up a little, from 608 a year to 670 a year. More than I'd like but I'm 24 with several tickets when I was younger and 1 claim.

Country companies with a multiple vehicle and a homeowner discount.
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Mdoughten
Posted on Wednesday, October 21, 2009 - 09:35 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

+$289.10/year to add 2009 1125CR.
three motorcycles (2 Buells)
$1023/year with $250 deduct.
Dairyland
i thought not too bad.
wife blew a piston.
she's coming around.
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Indy_bueller
Posted on Wednesday, October 21, 2009 - 09:48 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Mine is through State Farm.
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Moosestang
Posted on Wednesday, October 21, 2009 - 10:08 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

State farm sucks! They are dropping my home owners policy in Florida and I don't even live near the coast. I hope they go out of business. At the very least I hope the state of Florida makes them pull out completely, no auto, no nothing.

I'm paying $99 per year for just liability through geico. If I had full coverage, then i'd probably ride a little to risky.
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Barker
Posted on Wednesday, October 21, 2009 - 10:13 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Gieco offers me a rider coach discount that is hard to beat.
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Daggar
Posted on Wednesday, October 21, 2009 - 10:38 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I finally found a reasonable insurance rate through www.cycleinsure.com. About $600/year for full coverage.
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Milleniumx1
Posted on Wednesday, October 21, 2009 - 10:47 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Insurance is always strange, so many pricing variables that what works once might not work the same later ... I ended up with Geico on the '09 1125R that I just bought. It was the cheapest for the comp/coll options I was looking for.
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Drewpy
Posted on Thursday, October 22, 2009 - 12:55 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

i pay 400 a month and I am 25, one speeding ticket and it might of fallen off, idk
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Westmoorenerd
Posted on Thursday, October 22, 2009 - 01:54 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$400 per month! Wow, I don't know how you do it...
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Gtobill
Posted on Thursday, October 22, 2009 - 08:51 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$142 a year for Comp and liability through Geico.
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Danxb9r
Posted on Thursday, October 22, 2009 - 09:42 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Im 28 married with a house, no tickets in over 6 years, and never have been in a accident. My wife works for Auto Owners and we still pay $450-$475 a year full coverage $500 deductible.
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Mrbikle
Posted on Thursday, October 22, 2009 - 10:24 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

23 male, no tickets, single

$1050/year full coverage, $1000 deducts
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Xodot
Posted on Thursday, October 22, 2009 - 01:12 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

53, 3 year riding experience - no tickets, accidents, claims in forever (bike or car)....$1400+CN a year! And that is after I have shopped around.

But I'm NOT BITTER! I'm riding!
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Gsxrkiller
Posted on Thursday, October 22, 2009 - 02:51 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

27 years old,riders saftey course,no tickets,3 years exp.,married.gieco 280.05 a year 250 ded.
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Jakezor
Posted on Thursday, October 22, 2009 - 03:26 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$341.99 a year for my new '09 1125R.
29 years old, 3 bikes, a car, and renter's insurance through State Farm. Maybe one speeding ticket in my car from a year and a half ago to two years ago.
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Slaughter
Posted on Thursday, October 22, 2009 - 03:31 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

If you buy outright (no loan) and do not get insured for damage - just minimum required liability... it's DANG cheap... even cheaper if you're older than 25 (27 in some cases) We're talking like a factor of 4 or 5 in savings. $1000 deductible makes it even cheaper.

(Message edited by slaughter on October 22, 2009)
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Speedy818
Posted on Thursday, October 22, 2009 - 03:54 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$347 or something like that from Foremost - 31 - homeowner, clean record, single rider, married, always helmet. Full coverage - $1000 deductible.
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Milleniumx1
Posted on Thursday, October 22, 2009 - 05:12 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I paid the extra $180 with Geico to have full coverage, even though I paid cash for the bike. I've never put a bike down, or so much as put a scratch on one. But I figured this bike had the best potential to be the first since my X1 scared me. I'm suspecting this one is a bit faster!

Mike

(Message edited by milleniumx1 on October 22, 2009)
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Bhillberg
Posted on Thursday, October 22, 2009 - 07:54 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

28, married, home, 3 cars and my X1 all through state farm and my 09 CR is costing me 290 a year with 500 deductable
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Side37
Posted on Friday, October 23, 2009 - 12:00 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$524. Liability only. New York City, 34, single, clean record (sounds like a personal ad). Progressive.
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Jonesz0003
Posted on Friday, October 23, 2009 - 12:44 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

IM 24, no tickets, rider course5 years exp. riding with a military discount and gieco and progressive wanted like $4500 a year, but farmers is like $450 a year i dont know how that works with like $4000 difference on the qoutes
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