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Kttemplar
| | Posted on Sunday, February 01, 2009 - 09:17 am: | 
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I could have sworn that USAA did not provide Motorcycle insurance, but farmed it out to other companies. Is this the case? I used to have USAA for my cars, but when I went to get Motorcycle insurance, I thought they said they would have to farm it out. Maybe it is only in NY or something. Do you guys with USAA actually have USAA motorcycle insurance, or do you have it through USAA, farmed out to another company? |
Usmoto
| | Posted on Sunday, February 01, 2009 - 09:58 am: |
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As far as I know it's USAA proper and not farmed out. I've had insurance from USAA for my bikes since 1999 and it's always seemed like it was them and no one else. Never can tell though in this world.
You may be right Kttemplar, it may just be a state thing. |
Guell
| | Posted on Sunday, February 01, 2009 - 10:37 am: |
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I think it is a state thing, my dad and i wanted usaa insurance on our bikes, and they said that they dont write the policies for them and it would be farmed out. |
Ron_luning
| | Posted on Sunday, February 01, 2009 - 10:44 am: |
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I'm not certain, but I think USAA is state specific...also it may be direct insurance from them if you had a policy with USAA prior to them dropping direct motorcycle insurance. I've had a policy with them since 2003, and they never mentioned using another insurer in either Maryland or California. |
Dentguy
| | Posted on Sunday, February 01, 2009 - 11:02 am: |
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Looks like a few people posted some numbers with liability coverages. Unless you are comparing liability, uninsured motorists, comprehensive, collision, deductibles, medical expense, towing and labor etc. along with the price, it's like apples to oranges. Different cities in the same state, obviously make a difference too. Let's see the differences in the details along with the price. Some may only have state minimums.
May be too much to post, but if your going to compare, you have to know all the details to have a fair comparison.
(Message edited by dentguy on February 01, 2009) |
Jmr1283
| | Posted on Sunday, February 01, 2009 - 11:25 am: |
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mine is full coverage. minimum coverage, maine sets like 50thou for collision, and 50thou for the other thing. i dont have my information here(just met her last night) |
Leechykyle
| | Posted on Sunday, February 01, 2009 - 12:52 pm: |
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675/yr through Geico, 500 deductible. I didn't think it's that bad. Triple what my last bike was, but this is triple the bike.  |
Socoken
| | Posted on Sunday, February 01, 2009 - 01:54 pm: |
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500 a yr with 250 deductibles. I am a 26 year old male with a clean record who lives in wisconsin. Sentry/Dairyland. |
Boltrider
| | Posted on Sunday, February 01, 2009 - 03:14 pm: |
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$700/year for full coverage on 2008 Firebolt through Dairyland. Deductible is 250 or 500, can't remember which. Record is clean with just 1 speeding ticket in last 10 years.
This Buell is my first bike, and Dairyland beat most other quotes I received by at least 50%. I didn't bother with State Farm though. Makes me wonder. |
Michaelsnelliam
| | Posted on Sunday, February 01, 2009 - 04:45 pm: |
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USAA farms their coverage to Progressive. I just bought my Uly in November and shopped around for insurance with Geico, Dairyland, and USAA (through Progressive). USAA/Progressive was best by a clear margin. Supposedly you get year-round coverage for the cost of seasonal coverage. |
Dynasport
| | Posted on Sunday, February 01, 2009 - 04:55 pm: |
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It's funny, when I bought my bike 5 1/2 years ago, USAA is the first place I checked. I have USAA everything. They quoted me 2-3 times everyone else's price. I called back to be sure. The agent basically admitted they weren't interested in writing new policies. Maybe they are now. |
D_buckle
| | Posted on Sunday, February 01, 2009 - 04:58 pm: |
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my bike costs me 408 dollars a month!! And thats with zero accidents equaling a 25% discount and bumping my deductible up to 1000 from 500
you guys are lucky you don't live up here in british Columbia, Canada. |
Krassh
| | Posted on Sunday, February 01, 2009 - 04:59 pm: |
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408 a month! that's almost 2 bike payments. |
Jmr1283
| | Posted on Sunday, February 01, 2009 - 07:28 pm: |
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yah plus 200 dollers. |
Ron_luning
| | Posted on Sunday, February 01, 2009 - 11:16 pm: |
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Well you guys have to get the money for that universal health care from somewhere. |
D_buckle
| | Posted on Monday, February 02, 2009 - 12:47 am: |
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its more like we have to get the money for the olympics from somewhere.
its pretty brutal. its expensive because its a fast bike and its new and im not 60
gotta pay if ya wana play |
07xb12ss
| | Posted on Monday, February 02, 2009 - 12:52 am: |
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im 24, my CR and my Trans Am only cost me $225 full coverage on both - thats enough to play for me |
Pariah
| | Posted on Monday, February 02, 2009 - 09:32 am: |
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I used to live in Toronto... in-laws lived out in BC. Don't recall such outlandish insurance rates in Ontario, except when I was about 18 (for a sporty car), following an accident which was my fault. They dropped off sharply when I hit 25, if I recall.
I pay about $900/yr for two motorcycles (1125R and DR-Z400SM) in the state of Texas, full coverage with Dairyland. I'm 37 years old, MSF-trained (basic and ERC), clean record for the past 3 years, have been riding for 1 year. |
D3r3k
| | Posted on Monday, February 02, 2009 - 10:47 am: |
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I live in Michigan and I just got my 1125R on Saturday.
$20,000 person/$40,000 accident/$10,000 property damage
Progressive: $1,861.58 with a $1000 deductible
Dairyland (Sentry): $1005.00 with a $500 deductible |
Sruzhyo
| | Posted on Monday, February 02, 2009 - 11:44 am: |
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USAA farms out through Progressive (at least here in FL).
Lowest cost by far is Dairyland for me. I pay about 960 a year with min coverages for a bike on a loan. $500 deductible. |
Exnorton
| | Posted on Monday, February 02, 2009 - 01:10 pm: |
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$490 with Dairyland in Atlanta |
Buellrcr
| | Posted on Monday, February 02, 2009 - 01:19 pm: |
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liberty mutual, va call on a price, 360 a year, already got my 4runner and my flhx on them 500 |
Buellrcr
| | Posted on Monday, February 02, 2009 - 01:20 pm: |
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deductible |
Thedavyboy
| | Posted on Monday, February 02, 2009 - 02:06 pm: |
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$236 a year with $400 deductible |
Cutty72
| | Posted on Monday, February 02, 2009 - 11:47 pm: |
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$285/yr full coverage. 50/100/50 with a $500 deduct through Dairyland
27 (as of yesterday, happy bday to me!) with a not so clean record. (speed, exibition, and alcohol related) |
Pariah
| | Posted on Tuesday, February 03, 2009 - 01:49 pm: |
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Ah, to live in Fargo ND... |
Blazin_buell
| | Posted on Tuesday, February 03, 2009 - 03:19 pm: |
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My agent goes back and forth between Dairyland Progressive depending on who's cheaper. The last two years with Dairyland and I'm knowing paying $669.48 a year in central Texas.
'98 S-1
'08 "25r"
'03 Monster
37 years young
clean record(amazingly)knock on wood
Full coverage on the "25r"& Duc-liability on the S-1.
25k & 50k |
Cutty72
| | Posted on Wednesday, February 04, 2009 - 09:58 pm: |
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Pariah
Comparitavely, a 08 GSXR 1000 would have cost me $3150/year for the same coverage. |
Delbuort
| | Posted on Saturday, February 07, 2009 - 10:20 am: |
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I got $386 a year from USAA with $0 for comp and $100 for collision on a CR. The next best I found was from Geico for $710 for the same coverage. |
White79bu
| | Posted on Saturday, February 07, 2009 - 10:40 am: |
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26 years old with clean record $650 a year with State Farm(1125r). They were the best I could find. |
Hellgate
| | Posted on Saturday, February 07, 2009 - 04:29 pm: |
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Full coverage in TX, age 44, married, 100/300/50, comp and coll, $500 deduct, $480 a year with Geico.
USAA is farmed out to Progressive, they quoted me about $1,500. I've been a USAA member for years and have my home, auto, and umbrella through them. |
Delbuort
| | Posted on Sunday, February 08, 2009 - 10:13 am: |
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USAA is only farmed out to Progressive in certain states. In CA they still write their own policies, that's why it's so cheap over there. I called USAA on a Sunday one time and got auto-forwarded to the Progressive office, they quoted me $2178 in CA for an 1125R. When I called USAA back a few month later just for S&Gs to see what they would give me for a CR they quoted me $183 for three months. If I would have went with their first quote I'd be paying $710 through Geico right now instead of $366 (I know I was wrong on my math earlier) through USAA. |
Racerxusa
| | Posted on Sunday, February 08, 2009 - 01:56 pm: |
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Southern California- Safeco Insurance: $541/year first year w/agent broker(culver insurance) and then 441/yr or lower next year.
I am 48yo no accidents/tickets with 2009 1125CR, Full coverage, 500 Deductibles, comp and collision. I work in Riverside,CA at Harley Davidson/Buell dealership and its rated as pleasure.
I will be shopping some more on quotes, but Geico/Progressive were much higher 700+, Foremost Ins was just a bit higher at 580+. I am from NJ where it may be a little cheaper, not by much. New Mexico would be a little cheaper. Since I travel and live back and forth at times.
(Message edited by racerxusa on February 08, 2009)
(Message edited by racerxusa on February 08, 2009) |
Georgehitch17
| | Posted on Tuesday, February 17, 2009 - 07:46 pm: |
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Mine is 363 a year i had to put it in my dads name because of my tickets. I reccomend to everyone to go through Riders insurance they do not consider the 1125R a supersport it was actually less expensive to insudre then my dad HD street Glide.}}} |
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