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Buell Forum » 1125R Superbike Board » Archives 001 » Archive through October 24, 2008 » Insurance quote « Previous Next »

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Luisemilio25r
Posted on Thursday, October 16, 2008 - 06:16 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

this is what progressive quoted me:



YOUR PROGRESSIVE QUOTE HAS BEEN SAVED


Thank you for quoting with Progressive. Your quote number is 503767982.

Pay in full today and your rate is $12,054.00. That's up to $1,343.00 in savings over our payment plans!


Buy your policy now.

View your coverages and payment plans.

Want to talk to us?
Call 1-888-438-0867 anytime, 7 days a week


Your 12-month premium:

Pay in full - $12,054.00
(includes pay-in-full discount)

Or start a policy today for $2,010.40





Your Coverages

Drivers: Luis Renteria




Policy Coverages


Bodily Injury & Property Damage: $25,000 person/$50,000 accident/$25,000 property damage



Uninsured/ Underinsured Motorist Bodily Injury: $25,000 person/$50,000 accident



Personal Injury Protection: No coverage



Medical Payments: $5,000 each person



Transport Trailer: No coverage




Vehicle Coverages for 2008 Buell 1125-R :


Comprehensive: $500 deductible



Collision: $500 deductible



Uninsured/ Underinsured Motorist Property Damage: $25,000 property ($250 ded)



Roadside Assistance: No coverage



Accessory coverage: $1 - $3,000
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Daggar
Posted on Thursday, October 16, 2008 - 06:21 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Wow. Mine is $420/year through them.
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Xnoahx
Posted on Thursday, October 16, 2008 - 07:00 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

How many DUIs and vehicular manslaughter convictions did you have to get to qualify for those rates!
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Luisemilio25r
Posted on Thursday, October 16, 2008 - 07:17 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Hahaha, none! No DUI's no manslaughter. Just some speeding tickets. I tried with Dairyland and they quoted me $1849.00 a year. I don't understand the huge difference!
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Fresnobuell
Posted on Thursday, October 16, 2008 - 07:23 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

If you own it, just drop the collision. That's what I did.
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Xnoahx
Posted on Thursday, October 16, 2008 - 08:03 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I would try calling progressive and talking to a person there
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Daarc
Posted on Thursday, October 16, 2008 - 08:27 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

no i tried to go to my progressive people, i get my car insurance through progressive, but the best deal they could give me for the 1125r was 5,800+ per year for full coverage with one speeding ticket in 3 years. the best deal i could find was through nationwide for 900 a year. the only reason i got such a good deal with them was because none of the buells had been added to their list of sportbikes which they don't insure.
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Oddball
Posted on Thursday, October 16, 2008 - 09:23 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

12K? Buy a new 1125 each year in insurance.
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Samcol
Posted on Thursday, October 16, 2008 - 09:57 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I had full coverage for my 05 XB at $900 with a dui and speeding ticket. Progressive is definetly a great company if you get into trouble on your bike as I found out.

The day I called them they handed me a check for more than I was expecting for my bike plus they didn't even look up my aftermarket parts prices. I just told them what everything was worth (helmet, jacket, gloves, plus my D&D pipe and rizoma mirrors) and they wrote me a check.

Plus they had no problem handling the medical bills.

I had to change companies though after the wreck because they quoted me at $4k for an 1125r. I went with Grange insurance for $2200 full coverage, and that price was probably so low due to the fact they douldn't find the 1125r as Daarc said and just went off the displacement.
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Rah7777777
Posted on Thursday, October 16, 2008 - 10:07 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Ole Kevyn on here had his insur. through the Harley dealer and they jacked up his rate a good bit when he bought the CR.
finally got him to call my state farm lady and bam.......mucho cheaper!!!
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Kttemplar
Posted on Thursday, October 16, 2008 - 10:14 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I seem to remember that Dairyland/sentry had a reasonable rate for the 1125R. I remember hearing something about them being involved in the design in order to get the rates down. http://www.sentry.com/DairylandInsurance/Default.a spx Can't hurt. I use Geico. Sentry was cheaper than Geico, but since I already had a policy with Geico I did not have to front the down payment, just adjust my rates. I also like to do all my stuff online annd Sentry did not have that option. here is another thread on the same topic.
http://badweatherbikers.com/buell/messages/290431/392638.html?1221259319

Mike

(Message edited by kttemplar on October 16, 2008)

(Message edited by kttemplar on October 16, 2008)

(Message edited by kttemplar on October 16, 2008)
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Kttemplar
Posted on Thursday, October 16, 2008 - 10:21 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

the other thread again about the same topic since it is not "clickable" in the edit.

http://badweatherbikers.com/buell/messages/290431/ 392638.html?1221259319
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Kttemplar
Posted on Thursday, October 16, 2008 - 10:25 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

the other thread again about the same topic since it is not "clickable" in the edit.

http://badweatherbikers.com/buell/messages/290431/ 392638.html?1221259319
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Carbonbigfoot
Posted on Thursday, October 16, 2008 - 11:14 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

When I got a quote from State Farm, they were WAAAAAYYYYYYY out of the park. I went with progressive.

If St. Fm. has gotten their act together, I would rather go with them.

R
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Ponti1
Posted on Friday, October 17, 2008 - 07:38 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I have Dairyland for my bike, and it's $430 per year. Came in at $390 per year for PA state minimum full coverage, but I added some other options.

EDIT: I am interested to see if Dairyland stays low as the 1125 models are around a while. My insurance paperwork lists it as a "Buell XB 1125 Firebolt", so I caould see it possibly going up if they realize it's a completely different bike from the XB models.

(Message edited by ponti1 on October 17, 2008)
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Timi
Posted on Friday, October 17, 2008 - 08:03 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

What big quotes you have, said the big bad insurance wolf. Boy does it save to have a GREAT driving record! To all who are paying out the ass.... Take a defencive driving course, pass it 80% or better, fax copy to ins. Pigs. And voloa' instant savings. Also every 2yrs do it again. What it does (at lesat in GA.) erases points, shows u care, responcible, etc. Then try st.farm. Mine is 286.47 every 6mos. 25/50/25 w uninshured e-thing. Be safe!
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Bikejunky
Posted on Friday, October 17, 2008 - 12:23 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Any of you try getting a quote through Harley Insurance. They Shop you through five companies, Dairyland, Foremost, Progressive, and two others. Def worth a try though, mine came back 590 per year 29 with clean driving record, MC endorsement. 1.800.832.4449 ext 4971 They were really easy to work with and open seven days a week.
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Xl1200r
Posted on Friday, October 17, 2008 - 12:59 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Wow - I'm with State Farm and I'm paying around $360/yr for full coverage FAR above the minimums.
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Fresnobuell
Posted on Friday, October 17, 2008 - 01:17 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

State Farm is great here in CA IF you have 2 points or less on your driving record. They won't even insure you if you have any more.
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Black_snowman
Posted on Friday, October 17, 2008 - 04:44 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Ya, I'm through AmFam. They're rates are awesome since they don't consider any Buell a sportbike, BUT (here's the kicker) you have to have an almost perfect record. I think I pay under $300 a year for full coverage.
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Jmr1283
Posted on Friday, October 17, 2008 - 06:09 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I was in that same boat with a oui and 2 speeding tickets and a passing on the right. dairyland is my insurance now just under 900
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