Author |
Message |
Feinstei
| Posted on Monday, July 21, 2008 - 11:51 am: |
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I'm buying a Buell 1125R on Thursday and the insurance rates through Progressive are quite high ($1400/year). My Buell M2 only costs me about $200/year. I think that Progressive considers the 1125R a "high-performance" motorcycle, so the rates are pretty high. What are other 1125'ers paying for insurance per year? Thanks! Fred E. Wilmington, OH |
Madav8tr
| Posted on Monday, July 21, 2008 - 12:15 pm: |
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Mine is around 472 a year. State Farm goes by displacement only and doesn't differentiate between 1100cc cruisers or 1100cc sportbikes. |
Black_snowman
| Posted on Monday, July 21, 2008 - 12:26 pm: |
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I'm through American Family and it's about $390 a year. They double the rate on Sportbikes and don't insure the real high risk models. However, they don't consider Buell's to be sportbikes, at least not yet. They haven't had a high enough claim rate to push them to the higher cost. I guess Buell riders are safer than your average sportbike rider. |
Nxtr
| Posted on Monday, July 21, 2008 - 12:28 pm: |
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Call Sentry insurance, they worked with Buell on insurance issues. Just call them you will be surprised... V/R, Nick |
Ridenusa4l
| Posted on Monday, July 21, 2008 - 02:13 pm: |
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i have markel and i have my 1125 my dad's 07 street glide and my 06 polaris predator, full coverage for about 160 per month...not that bad considering my age.. |
Champsbuell
| Posted on Monday, July 21, 2008 - 02:33 pm: |
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Call Patrick Ball @ "Cheap insurance" 1-800-460-7014 or 800-444-7014 They got me coverage for under $300 a year. I am "older" but the bike is still faster than Hell. Rich |
Shwinston
| Posted on Monday, July 21, 2008 - 02:57 pm: |
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I'm with AAA, 27 yrs. old, comprehensive coverage, and I'm paying $884 annually. I also live in California in a big city. Since I still owe on the bike I have to pay for comprehensive. |
Ridenusa4l
| Posted on Monday, July 21, 2008 - 03:05 pm: |
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btw i'm 17..lol..btw i pay for my bike and insurance just incase ur wondering.. |
Zack3g
| Posted on Monday, July 21, 2008 - 04:25 pm: |
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i'm 26, in louisiana. absolutely PERFECT driving record. my XB12X was nearly $1800 a year with progressive. Geico quoted me under $900 for the same bike. They said when I get the 1125R it will be closer to $1k/year i don't like it..but i can live with it. insurance is ridiculously expensive down here. nobody can drive worth a damn,and those who do, don't have insurance. :-| |
Bob_thompson
| Posted on Monday, July 21, 2008 - 05:34 pm: |
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What Ntxr said, and I believe Dairyland is part of Sentry. If I didn't know any better I swear Dairyland insurance has some sort of sweetheart deal with HD and Buell to cover bikes at a lower rate. $300.00 per year for me with full coverage from Dairyland/Sentry. |
Bcrawf68
| Posted on Monday, July 21, 2008 - 06:12 pm: |
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$86 a year for liability only with GEICO. I'm 47 and haven't been caught too many times! |
Adoogie3
| Posted on Monday, July 21, 2008 - 06:37 pm: |
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state farm is the cheapest over gieco and progressive.i pay 22 a month full coverage.Thats with a multicar discount. I have 3 vehicles under insurance with them.very good coverage |
Mario1125
| Posted on Monday, July 21, 2008 - 08:00 pm: |
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$560 per year with State Farm. |
Hwyranger
| Posted on Monday, July 21, 2008 - 09:03 pm: |
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State Farm full coverage with multi policy discount kicked the hell out of what I was paying progressive. Geico wasn't even in the ball park. I live in Fontana (socal) and my rates are still laughingly low |
Tijuanajack
| Posted on Monday, July 21, 2008 - 10:27 pm: |
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about $980 full coverage through Geico |
Sheridan_bueller
| Posted on Monday, July 21, 2008 - 11:06 pm: |
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Holy crap Jack! How many bikes does that cover? I, too, have Geico and spend 320 bucks the first year and 40 bucks less than that there after (due to the 1125R being a first year bike, so they told me). That's about 26 bucks a month. Hwyranger, Make us laugh! How low are they. Do you get a discount being in your line of work? JJ |
Blazin_buell
| Posted on Thursday, July 24, 2008 - 08:58 pm: |
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Damn JJ, I might have to check in with the cavemen also. I'm 37 and I keep one speeding ticket on there for good measure and I'm payin' $750 a year on an S-1 ,25r and a Duc Monster. I know those other two bikes aren't costing me an extra $400 especially since I've only got liability on them. |
Eagle1
| Posted on Friday, July 25, 2008 - 12:18 am: |
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+1 on Sentry! I went through them and they hooked me up with another group of guys that got me $647/year, and that's as a 24 year-old with ALL the options |
Not_purple_s2
| Posted on Friday, July 25, 2008 - 09:05 am: |
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The reason I never really considered buying a 1125R Progressive Online Quote 12months: $4093.00 $20K/40K/10K (minimum) No Under/Uninsured coverage No extra medical No Roadside assist No Accesories $500deductable Comp & Coll This is with the following discounts; HomeOwner's Discount Paid in Full Discount Responsible Driver Discount Safety Course Discount Transfer/Prior Insurance Discount I'm 27 with a clean driving record. Edit: If I play around with the "Model Not listed" Super Sport 1125cc -> $4,093 <-Apparently this is what the 1125R is classified as. Super Street 1125cc-> $1537 <-Hopefully this is what the 1125CR will be classified as. If so I will be riding one real soon. Anyone want to buy a really clean '03 XB9S?? (Message edited by not_purple_s2 on July 25, 2008) |
Pariah
| Posted on Friday, July 25, 2008 - 10:05 am: |
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$620/year with Sentry in TX (city population about 100,000)... covered to the hilt... I'm 37 and have less than one year of experience riding motorcycles. I am a homeowner... seem to recall having to prove it. Some speeding tickets in my car. I took the MSF courses, which I think helps lower the rate, of course. Also, as some folks have mentioned, you get a deal with Sentry via Buell. I had some Progressive quotes too, and they were much higher than Sentry's quote. (Message edited by Pariah on July 25, 2008) |
Rbbiggs
| Posted on Sunday, July 27, 2008 - 08:09 am: |
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4100 bucks from a progressive quote for 1 motorcycle ??? What, did you put down the City as Baghdad or something?? We have a 2004 Ford F-250, 2003 Mercedes Benz e320, HD Electra Glide, and a Street Honda Scooter all insured full coverage for 1400 per year, with 250 deductible. (Richmond VA) |
Samcol
| Posted on Wednesday, August 27, 2008 - 04:12 am: |
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$4k,I got a similar quote for a 1125 from progressive. Insurance is the thing that's stopping me from getting one at the moment. I pay $800 for my 05 xb right now |