Author |
Message |
Birdy
| Posted on Sunday, May 03, 2009 - 07:25 am: |
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Don't you lust "Love" the little S**ts that do stuff like this...and to a guy just back from putting HIS life on the line. I hope he gets it back AND they end up as cannon fodder. http://www.journalgazette.net/article/20090423/LOC AL0201/304239986/1002/LOCAL |
Cadhopper
| Posted on Sunday, May 03, 2009 - 08:08 am: |
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That does suck. Hopefully he will find out who took the bike. My Honda XL250 got nabbed when I was 17 and it ended up being a guy who lived 4 doors down. Luckily a friend spotted the bike on the guys back porch so I got it back. On a side note, the article talks about young riders not having insurance. That's kind of scary. |
Jimduncan69
| Posted on Sunday, May 03, 2009 - 08:52 am: |
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thats really sucks that people do $h!t like that. but why would you have a brand new bike with no insurance?!?!?! i bet the next time he gets a bike he will have it. |
Gsilvernale
| Posted on Sunday, May 03, 2009 - 09:08 am: |
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Full Coverage is expensive - especially for young people. I was quoted $5000/year for my Uly, because I have a 22 year old rider in the house. |
Wolfridgerider
| Posted on Sunday, May 03, 2009 - 09:18 am: |
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He couldn't get that bike on base without passing a riding test. He couldn't ride that bike on base with no insurance. It sounds like he did the same thing I did when I was young & dumb Marine. Bought something he just had to have without knowing what was involved with the purchase. I could afford the insurance but I couldn't ride a street bike worth a $hit back then. I had been riding dirt bikes my whole life... how hard could a street bike be? I never passed the test to get it on base. Got deployed and sold the bike....I wish I would have researched that one a little more. sorry about the rant..... sucks his bike was stolen. |
Paw
| Posted on Sunday, May 03, 2009 - 09:41 am: |
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The bike had to be paid for because ALL banks require insurance on their poperty...If he had the money to plop down on a new R6 he should have been able to a ford insurance...Sucks it happened to one of our soldiers but he played with Murphy and got hit hard. |
Crusty
| Posted on Sunday, May 03, 2009 - 10:11 am: |
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One of the crappiest feelings I remember is walking out to where I left my bike, and discovering it wasn't there. I also didn't have theft insurance. My heart goes out to Gabriel Gordon, and I hope his bike is recovered. I also hope that the thieves feel the same gut-wrenching pain that they caused, but multiplied. |
Skinstains
| Posted on Monday, May 04, 2009 - 12:45 am: |
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I have a six month old 09 Uly that is financed and I only have minimum liability insurance on it. What could go wrong ? |
Loki
| Posted on Monday, May 04, 2009 - 02:43 am: |
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It sucks big time that..... Someone else decides they need something of yours more than you do.(happened to me several times now) Really sucks to toss the dice and lose for the want of the proper insurance. (been on both sides of this one) The LENDER may require it, but for the most part have no way of enforcing it after delivery has been taken. Unless the insurance company takes the time to notify the lender when a policy lapses or defaults. Wonder how many lenders take the time and effort to audit and inform those that are lacking. How many people get coverage to get tags issued/renewed and drop it like a hot rock. I know of and knew people who only had coverage for the month tags are due. I feel sorry the bike was removed from his possession. I can not feel sorry for him for his choice of level of insurance. |
Mtch
| Posted on Monday, May 04, 2009 - 03:13 am: |
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i assume that insurance is not a legal requirement in the USA? it is in the UK, and i have what we call "fully comprehensive", so what ever happens i am covered. "third party" covers damage to other people or their property. sucks that his bike was taken though. i had one stolen many years ago, but found it a week later just a couple of hundred yards away.figuured out who took it, but police weren't interested so i 'dealt' with it myself. it is a shock to walk out the door and see a space where your bike should be |
Loki
| Posted on Monday, May 04, 2009 - 10:46 am: |
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It varies by state as to what minimums are required. Lenders normally dictate what the minimum coverage is acceptable for a loan. Which would be Liability/Collision/Comprehensive and the Deductible. Then you get the options....... extra Medical, Under insured/Uninsured |
Cudajohn
| Posted on Monday, May 04, 2009 - 07:03 pm: |
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Get insurance dumb dumb! I could give a crap whether or not any of my vehicles gets stolen (except the 'cuda) because I have insurance. Like Wolf Ridge said, he bought it cause he had to have it and didn't do the research for the total cost. I see it all the time in the military, alot of places will loan you money because they know Uncle Sam writes your checks and it is eas to get your money if you don't pay. This breads alot of bad situations. Lucky for Buell riders Dairyland is crazy cheap. Was for me anyway. |
Thumper74
| Posted on Monday, May 04, 2009 - 07:14 pm: |
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Really . Many of the guys my age buy the bike on the nameplate's credit card (Honda, Kaw, Yam, Suz) and aren't required to carry insurance because they're unsecured loans. It's disturbing to see how many bikes are on stunter sites being sold sans fairing and title... |
Birdy
| Posted on Monday, May 04, 2009 - 07:19 pm: |
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Guys the point was here's a guy who's been over there with his butt on the line for us and he comes back, buys a bike and some turd steals it. IF they find the punk send HIM over to find land mines...with a knife! IF he had saved his pay and bought cash all he needs in Indiana for insurance is liability. |
Nik
| Posted on Monday, May 04, 2009 - 08:38 pm: |
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The bike had to be paid for because ALL banks require insurance on their poperty...If he had the money to plop down on a new R6 he should have been able to a ford insurance...Sucks it happened to one of our soldiers but he played with Murphy and got hit hard. A lot of 'motorsports' financing is actually just a high limit credit card with no lien against the bike, thus, no requirement for full coverage. Kawasaki 'good times' card, Honda Card, Funancing, etc. It's usually these cards that have the zero down low payment for so many months then we screw you plans too. I don't completely understand it, since I'm a young guy too, and it wasn't that much more for me to add comprehensive coverage (theft, etc) and leave out collision (single vehicle accidents). (Message edited by nik on May 04, 2009) |
Loki
| Posted on Tuesday, May 05, 2009 - 01:41 am: |
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Birdy, I got it. I just think you read into it just a little to much. Yeah, he spent a year in the desert. If you read it again. I would say he did not just buy it or just get back. The bike was pulled from winter storage. This may sound a little crass. Just remove the military part of the story. What makes it different from any other situation like this? Figure he came back and paid cash for the bike. Chose to let the insurance lapse or only had liability on it. With a roll of those dice, he lost. Did the takers know he was in the military? Who knows. Wouldn't matter to them anyway. They saw a target of opportunity and walked away with the bike. This part of the story says it all. "The fact that Gordon is a soldier is just a sidelight, though. The truth is, that’s a lousy way to treat anybody, and it happens a lot." He gambled and lost, hopefully a lesson was learned. Just the hard way though. I learned it the hard way also. I lost some things that can not be replaced easily or for what I paid for them. My fault for not having the insurance. Their bad for taking them. Will not happen again though. I hope he understands the dynamics of what happened to him. It was his fault for not having it insured. It was their bad for taking it. |
Loki
| Posted on Tuesday, May 05, 2009 - 01:48 am: |
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My bikes are paid for also. The state says I only require the minimum "Liability" coverage to put a tags on them. I also choose to put "Comprehensive" coverage on them. I am not prepared to just "eat it" should something happen to them. |