| Author | Message | ||
     Jdemoxb9r |
Alright now im sure this thread has been beaten to death already but i was going to renew my insurance coverage and i was wondering if anybody has a good agency to go through... I live in St Cloud, MN and i currently go through dairyland at 360 a yr for comprehensive(take in mind that im a 19 yr old male with 1 moving violation) | ||
| Evlxb |
Progresive is the cheapest I have found - $291 for full coverage/$250 deductable/roadside assist - Michigan 35 years old and no violations | ||
| Ratbuell |
HD insurance. 800-832-4449. Got all my bikes with them, they shop to six or seven different companies and because of the volume they bring those companies, it's cheaper than going direct in many cases. They have me with Dairyland, and aside from a goofy policy of not putting more than three bikes on a policy (requiring a split into 2, two-bike policies), the rates rock. The one that has a full-coverage Uly and a classic-coverage S1W runs me 240 a year. The one with the S2 and the FLHP is even less, they're both classic. | ||
| Hammeroid |
$360?! you should go and give your broker a great big kiss and a hug. | ||
| Xl1200r |
$360?! you should go and give your broker a great big kiss and a hug. That's what I'm thinking. Up until a month ago I was paying OVER $1000/yr. When I turned 25 it went down to $350-ish. At 19, insurance on a sportbike for less than $700/yr is pretty friggin' good. | ||
| Deks69 |
I have dairyland, and Live in Cloquet, MN and my premium is like 401 a year. I'm 30, but did have a dwi 3 years ago. I also think I have everything you can get for the coverage. So 360 is great. Wait It would have been around 360 if I took a riders course. | ||
| Mesozoic |
You guys have it pretty good in the US. With a discounts from being claim free, 10+ driving years experience, and pleasure use only I pay $1600/year to insure my Ss in BC... and that's cheap. | ||
| Jakezor |
I'm in St Paul MN and have State Farm. I pay around $650/yr for full coverage. XB9SX btw | ||
| Mnbueller |
I'm in Ramsey, MN Progressive, $360 or $390/yr, 26 year old, XB9SX. I quoted Allstate @ $750/yr I think around the 360-400/yr is the best your going to find. | ||
| Ekass13 |
$350 a yr, drive insurance by progressive. full coverage. 25yr male. went down from 1000 over the last 3 yrs. | ||
| 1324 |
For progressive comprehensive (maxed out all coverages) but no collision, I pay $140/year for my XB9S. This is in Ithaca, NY for a 26 year old married male with no moving violations (on record anyway). | ||
| Punkid8888 |
My last 8 years of riding I have paid about 600 to 700, (a few accidents and a few moving violations) It went to 350 this year (3 years with no incident) but I also switched insurance and moved to NH, now I am down to 240 a year, full coverage. | ||
| 05mxdiesel |
I must be getting ripped then, I pay 655 for the Buell and 459 for my Drz400 for full coverage. That is also with multiple vehicle and homeowner discounts. I'm 27 and have a spotless record. I called around two years ago and everyone else was in the 3k range for both bikes. | ||
| Timo31 |
I'm in MPLS and have State Farm. $267/year with $500 deduct. 34 and no violations. XB9SX. (Message edited by timo31 on July 11, 2008) | ||
| Prof_stack |
Insurance rates vary by state, followed by a whole lot of variables that would confuse the brightest of mathematicians. Good luck. | ||
| Mnbueller |
My insurace guy said that Minnesota rates are cheaper than most states because they figure in the fact that we only have about 5-6 months out of the year we can ride....true or not, I don't know, but it does make sense. | ||
| Jakezor |
Ok I'm going to have to double check my premiums. Or am I the only one with collision and comprehensive? | ||
| Speedkills |
I pay around $600/yr for full coverage. California 42 years old XB9SX | ||
| Whitexc |
Western NY,28/male/married,clean slate Drive(Progressive): -$305/yr for full coverage, roadside assistance, $500 deductible, etc. -State Farm(where my other five vehicles,homeowners,etc.) quoted me $560. -It pays to shop around. | ||
| Deks69 |
Ok I'm going to have to double check my premiums. Or am I the only one with collision and comprehensive? I have both, and I have towing and funeral costs and medical stuff, all the bells and whistles. No deductable, or wait maybe 250 or 500. Can't remember off hand.} | ||
| Nik |
Single male, 21, clean record, in SoCal; $210/year with Drive; 4 bikes, with comprehensive, $250 deductable. | ||
| Raptorj |
As a single 23 years-old male in Mankato, MN with a rather lengthy and spotty driving record I pay $390 for 12 months with full coverage, $250 deductible on both comprehensive and collision through Progressive. I paid in full at time of purchase. A bit surprised I was after talking to a buddy with an 03 sportster 1200 and learning I pay almost the same price for insurance on my 04 xb12r! (Message edited by raptorj on July 11, 2008) (Message edited by raptorj on July 11, 2008) | ||
| Lanretsr |
I'm 24 and for the first time last fall got a ticket. With full coverage its $584 a year with progressive. Which is not bad considering my friends pay over a $1000 with bare min on their 636's | ||
| Dynasport |
Allstate was cheapest for me. | ||
| Moosestang |
Where you live makes a huge difference. | ||
| 1324 |
^^^Yeah, it does. Also, your credit score plays a larger role that I once imagined. Couple those two things with your driving record, the type of bike (amount of plastic, engine size, number of the same bike in previous accidents) and you have a pretty complicated risk calculation. For me though, Progressive has been the cheapest for the past two years. | ||
| Jonzin |
$524/yr - full coverage with H.O.G., homeowner and MSF discounts through Dairyland. I live in AZ have a clean record but have only been riding a year...hoping it goes down again next year. | ||
| Jakezor |
I checked, $390 a year for my XB9SX, the rest was my other bike and renter's insurance. | ||
| Xbueller12rocks |
Live near South Bend, IN....Have my only policy with Progressive (auto, home through AAA which does not do motorcycles at least here) and I pay $188/yr for my 05 XB12R, with clean record and I'm married and 40 (don't laugh too loud you'll get there one day!!!) | ||
| Bombardier |
39 years old. Married. Own home. Nominated as only rider. Solo seat rego. $22,000 agreed value. $785 per year. | ||
| Jdemoxb9r |
thanks for the help guys... i bet your all wondering what kind of rates i got???? well here are the big results!!! im paying 250/yr through harley davidson ins. for comprehensive with 250/deductable woohoo!!! |
