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Dmhines
Posted on Tuesday, April 22, 2014 - 10:20 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)
Anyone else have issues with insurance sticker shock?

I have AllState. They only had the 1190RS in their database. I told them this is an RX. I needed a letter for finance company saying it was insured so they faxed the letter and said they would get back to me with a price quote.

The ended up charging me $970 per year and had it listed as an RS not an RX. I've been going back and forth with them ever since. I explained with my Agent that an RS is $47,000 and an RX is $19,000. So I want to pay insurance on a $19K valued bike not a $47K valued bike. He went to EBRACING.com and got all the info he needed and opened up request for a new evaulation from Underwriting. Still waiting on their decision.

My 2013 Ducati cost $14K and insurance on that is $450/year ... I would assume the 1190 should be just a little higher.

Just to research .. I plugged in the RX VIN on GEICO for a quote .. and they had it listed correctly as an RX model ... and they wanted $2100 per year!!!
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Noone1569
Posted on Tuesday, April 22, 2014 - 10:26 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)
I had no problem with www.rider.com insuring my 1190rx. It was only slightly more expensive than my XB. Not sure if they service your state, but they are now insuring 3 1190rx that have been sold here.
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Dmhines
Posted on Tuesday, April 22, 2014 - 12:23 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)
Thanks. I'll call them.
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Dmhines
Posted on Tuesday, April 22, 2014 - 12:49 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)
Not in my State .. Georgia.
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