Author |
Message |
Froggy
| Posted on Monday, April 16, 2012 - 04:42 pm: |
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Anyone here have an insurance policy that allows them to insure five or more bikes? I picked up another Buell over the weekend, and Progressive wouldn't let me insure it until I dropped one of my others. I plan on having another on the road this summer, so that will bring my total to 6, and thats not even factoring in a EBR bike purchase. Are there any companies that want my business? |
86129squids
| Posted on Monday, April 16, 2012 - 04:58 pm: |
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Give Leno a call, or mebbe George Barber. I dunno, Frogs- I can give you the # to my Safeco guy here in TN if ya want. Just PM me. Heck, maybe Tom B would have an idea. Wish I had your problem, amigo! |
Nittanyxt
| Posted on Monday, April 16, 2012 - 05:02 pm: |
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I'm through State Farm (oops),they have a max of 4 per policy. With five bikes I have 2 policies. (Message edited by nittanyxt on April 16, 2012) |
Jumbo_petite
| Posted on Monday, April 16, 2012 - 05:40 pm: |
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I've got got seven insured with State Farm |
Badlionsfan
| Posted on Monday, April 16, 2012 - 06:35 pm: |
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What a dumb policy. I wonder what their reasoning is? It seems like a bad business. You pay the premiums for X number of bikes, but it's not like you're going to crash all of them at once. Theft or damage in storage is the only potential risk I see. |
Froggy
| Posted on Monday, April 16, 2012 - 06:52 pm: |
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Nittanyxt, thats what Progressive wanted me to do, setup a second policy. I didn't have the time to futz around and do that, so I dropped my Blast from the plan, and being that it doesn't run it isn't a big deal this second. Jumbo, it looks like I will need to deal with a live person (uggg) in order to get a quote and other information, so I will have to figure out a time to do that. Gieco will only let you add 3 over the website, so I will have to give them a buzz too to see if they will insure more than 3.
quote:What a dumb policy. I wonder what their reasoning is? It seems like a bad business. You pay the premiums for X number of bikes, but it's not like you're going to crash all of them at once. Theft or damage in storage is the only potential risk I see.
I agree. The thing that bugs me is that if I make a second policy, I don't have a multibike discount on the 5th bike. Currently the multibike discount was enough that they pay me to insure my Blast. One of my buddies just added a new ATV to his plan, and Progressive ended up sending him a $8 refund check. |
Byrdock
| Posted on Monday, April 16, 2012 - 09:10 pm: |
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Have you checked with Farm Bureau? In NC they put all vehicles on one policy, but I don't know if they put any limits on any. I've only had 4 bikes on at 1 time. |
Greg_e
| Posted on Monday, April 16, 2012 - 10:26 pm: |
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Simple answer... Buy more cycles to fill up the second plan. |
Barker
| Posted on Monday, April 16, 2012 - 10:37 pm: |
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Allstate no problems for me and my fleet. |
Slaughter
| Posted on Monday, April 16, 2012 - 10:39 pm: |
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I have no problems with Progressive but I am NOT making any payments on any of them and am only asking for State-mandated minimums with NO collision and damage. |
86129squids
| Posted on Monday, April 16, 2012 - 11:13 pm: |
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This has become a very interesting thread. |
Froggy
| Posted on Monday, April 16, 2012 - 11:55 pm: |
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Just called Gieco, even with a 5th bike they are only about a hundred bucks more a year than what I am paying now for Progressive, so I pulled the trigger. They said they can put up to 9 bikes on the same policy, so I got room to grow! |
Ljm
| Posted on Tuesday, April 17, 2012 - 12:08 am: |
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I was going to say Geico. Let us go to 10. And they let you get another policy too. Larry |
Xl1200r
| Posted on Tuesday, April 17, 2012 - 10:01 am: |
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This has become a very interesting thread. I agree - what's your reasoning? |
Cityxslicker
| Posted on Tuesday, April 17, 2012 - 10:24 am: |
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Surplus line policy rider with a named value assessment. I have used Grundy for the Hot Rods when I had them, their rates are significantly less than the 'commuter' policies. Give them a call - I do not know if they do limits on bikes, but they covered both of mine in Washington (remember insurance does vary state by state) |
Ratbuell
| Posted on Tuesday, April 17, 2012 - 10:35 am: |
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First...what'd you buy?? Second, I'm with progressive. Second policy was dirt simple to set up and having them organized 3/2, I get multibike on everything. |
Fahren
| Posted on Tuesday, April 17, 2012 - 10:46 am: |
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Dairyland had a limit of 3 also, back a few years ago when I checked. It does seem silly. |
Noone1569
| Posted on Tuesday, April 17, 2012 - 11:29 am: |
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Rider Insurance www.rider.com |
86129squids
| Posted on Tuesday, April 17, 2012 - 11:36 am: |
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XL- I've not had his problem, but one day aspire to- I was wondering why some insurers would limit the # of bikes one could insure under one policy. Just trying to grok the ways a big policy would work... interesting that the ATV fella added one and started getting rebates! |
Preybird1
| Posted on Tuesday, April 17, 2012 - 01:32 pm: |
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I use geico also and have 4 bikes on 1 policy. Progressive was $136 a month for my zx10r alone so i dropped them and geico is insuring all 4 bikes with comprehensive for $100.00 a month for all 4. What a deal!! |
Cyclonedon
| Posted on Tuesday, April 17, 2012 - 02:42 pm: |
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after picking up your Uly XT this last weekend, I'm sure you'll be selling your 1125's soon! |
Froggy
| Posted on Tuesday, April 17, 2012 - 03:04 pm: |
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Here is my current policy, I am going to tweak it a bit to save some cash, like dropping collision on the air cooled bikes, given that I can't do $500 in damage to the Blast short of pretzeling it.
The grand total isn't much higher than I was paying for 4 bikes on Progressive, but Prog wanted half what Gieco wants for the 06 XB and the Blast, while they wanted double for the R and CR, so it balanced out.
quote:First...what'd you buy??
Something to slow me down with my old age.
quote:after picking up your Uly XT this last weekend, I'm sure you'll be selling your 1125's soon!
Why would I do something so stupid? They are the only bikes I own that are worth anything, and the only ones I own that are fun! |
Crackhead
| Posted on Tuesday, April 17, 2012 - 03:23 pm: |
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After looking at those numbers, people still questions why i say to get Blast as a commuter bike. |
Husky
| Posted on Tuesday, April 17, 2012 - 03:46 pm: |
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Try SAFECO through Harley Davidson Ins. husky |
Buelliedan
| Posted on Tuesday, April 17, 2012 - 08:28 pm: |
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I use safeco for 5 bikes |
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