| Author |
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Crackhead
| | Posted on Wednesday, November 02, 2011 - 04:50 pm: | 
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I believe you are referring to DOT.
Majority of salary increase should be from when Bush authorized the scientists, docs, lawyers, and other high skill/ skill salary cap increases.
They are a separate bunch from the normal "GS" Government Employees. |
Fahren
| | Posted on Wednesday, November 02, 2011 - 05:01 pm: |
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DOT? The same brain trust that decided 5.1 was the logical number to be compatible with 3 and 4, but not with DOT 5?!? LOL
Hoo Boy - I've wandered way off topic.... again. |
Mtjm2
| | Posted on Wednesday, November 02, 2011 - 05:31 pm: |
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Fahren , "astroturf" tea partiers?
Hootowl, +1
I dont recall hearing of sexual assault at any tea party rally . Nor of drug use .
So how is it that the two should come together ??? VOTE !
We see how thats working . |
Just_ziptab
| | Posted on Wednesday, November 02, 2011 - 08:48 pm: |
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How did banks make money,stay in business with never a name change,free checking(except to buy your check blanks once in a while),free ATM access(up until recently) and give a way gifts..........for years on end?
What changed? |
Froggy
| | Posted on Wednesday, November 02, 2011 - 09:00 pm: |
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quote:What changed?
Their customers are broke, unemployed, and foreclosed upon. |
Buellitup
| | Posted on Wednesday, November 02, 2011 - 09:08 pm: |
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Indeed they are.
this idea has been floating around on many websites ever since the whole fee fiasco started. The call is to have everyone close their bank accounts on the 5th.
Sure. Switch on the 5th. Of November, or December, or January, or 2012, or 2013, or 2020.
They got too big because we made them too big. Reverse it. It will make a difference, and it doesn't matter when you do it.
Even a snowflake doesn't think he was responsible for the avalanche. |
Xdigitalx
| | Posted on Wednesday, November 02, 2011 - 10:56 pm: |
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Most bank employee's don't go to work with huge hangovers like you'll find at credit unions and with all the added work they have now they gonna need a few extra too. I did enjoy the 10 dollar per overdraft charges vs the banks 35 dollar per incident but now I am more responsible with my money. My bank has been good to me, I am staying put. |
Cyclonedon
| | Posted on Thursday, November 03, 2011 - 01:44 pm: |
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I dropped my bank about a month ago. Went with a local credit union. Right now banks are looking for more ways to add extra fees to their customers. I guess those million dollar bonuses the ceo's are getting aren't big enough. |
Firstbuell
| | Posted on Thursday, November 03, 2011 - 01:56 pm: |
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voting with one's $$ is a most effective business communication |
Sifo
| | Posted on Thursday, November 03, 2011 - 02:08 pm: |
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I have free checking and have never been charged any other fees by my bank (except when I need a certified check). Why would I ditch them? Where would I put my money? I changed banks about 20 years ago when my bank wanted to charge for my checking account. Haven't looked back.
Free market =  |
M1combat
| | Posted on Thursday, November 03, 2011 - 02:44 pm: |
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Swapped over a few months ago.
"2). For those voicing, and I don't disagree, concern over fees ....... Look at your cellphone bill. "
No shit... |
Sifo
| | Posted on Thursday, November 03, 2011 - 03:02 pm: |
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BTW, the bank I left was a local bank, now with an evil big corp. bank that served me better.
I wonder how many who move to credit unions will be crying for a bailout if their CU goes under and they suddenly realize that their deposits aren't FDIC insured? |
Hootowl
| | Posted on Thursday, November 03, 2011 - 03:17 pm: |
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They are insured through another federal program similar to FDIC. |
Boltrider
| | Posted on Thursday, November 03, 2011 - 03:26 pm: |
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quote:I wonder how many who move to credit unions will be crying for a bailout if their CU goes under and they suddenly realize that their deposits aren't FDIC insured?
Won't happen. Most credit union accounts are insured through the NCUA - National Credit Union Association. With my credit union, deposits are insured to at least 250K.
(Message edited by boltrider on November 03, 2011) |
Cataract2
| | Posted on Thursday, November 03, 2011 - 03:35 pm: |
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Credit Unions all the way. Never been with a bank and never will be. |
Sifo
| | Posted on Thursday, November 03, 2011 - 07:11 pm: |
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Good to hear they are insured these days. I know they didn't used to be. I had an account with a credit union back in the late 70s but dropped them because they became a real PITA. That's just my experience with a single credit union though, not a blanket statement. I say go with what works best for you. I'm still happy with the bank I've been using for many years now. Banks aren't demons or angles. They are businesses that compete for your dollars, but also need to be profitable. I see no reason to ditch my bank at all. YMMV. |
Xdigitalx
| | Posted on Thursday, November 03, 2011 - 11:01 pm: |
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If my bank starts charging me fees to make up for these new losses from people jumping ship I am gonna be pissed. |
Froggy
| | Posted on Thursday, November 03, 2011 - 11:12 pm: |
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quote:Most bank employee's don't go to work with huge hangovers like you'll find at credit unions and with all the added work they have now they gonna need a few extra too. I did enjoy the 10 dollar per overdraft charges vs the banks 35 dollar per incident but now I am more responsible with my money. My bank has been good to me, I am staying put.
I nominate this post for the most ridiculous post on Badweb for 2011  |
Xdigitalx
| | Posted on Thursday, November 03, 2011 - 11:20 pm: |
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lol. Dude, sometimes they didn't show up for work leaving only a few to handle the customers, 80% of the time they were miserable. |
Xdigitalx
| | Posted on Thursday, November 03, 2011 - 11:22 pm: |
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Of course... this was just at one particular credit union. The rest are probably just peachy.  |
Rpm4x4
| | Posted on Thursday, November 03, 2011 - 11:41 pm: |
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quote:
Most bank employee's don't go to work with huge hangovers like you'll find at credit unions and with all the added work they have now they gonna need a few extra too. I did enjoy the 10 dollar per overdraft charges vs the banks 35 dollar per incident but now I am more responsible with my money. My bank has been good to me, I am staying put.
-------------------------------------------------- ------------------------------
I nominate this post for the most ridiculous post on Badweb for 2011
I second this nomination and the motion is passed. Shall we move on to new business?  |
Froggy
| | Posted on Friday, November 04, 2011 - 12:16 am: |
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Well I did it, I just signed up at my local credit union. No drunks online at least.
In my nearly 10 years of being with Wells F***go/Wackovia, I've only been inside the bank a handful of times. I don't even know where my credit union is, doesn't matter as once I get my card I will be golden |
Xdigitalx
| | Posted on Friday, November 04, 2011 - 10:51 am: |
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LOL... I smelled the alcohol on the tellers breath! Froggy, you won't ever have that problem lol. That credit union I had sucked, the people sucked and were miserable 80% of the time. Just my experience. I had just savings/checking and car loan. Rates were pretty good. I hadn't had a chance or ever really needed to join another. I am sure most do as good a job as a real bank. |
Sifo
| | Posted on Friday, November 04, 2011 - 10:58 am: |
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I'm still confused why I should want to ditch my bank? The reasoning from the OP seems to have something to do with putting them out of business. Is this supposed to be progress? I don't get it? If the reasoning provided was that you get better ________ from a CU I could understand it completely. This just seems to be a spin off of the OWS bank haters movement though. |
Froggy
| | Posted on Friday, November 04, 2011 - 11:01 am: |
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Better service and better rates are my reasons.
Oh, and someone that was at OWS suggested it to me  |
Xdigitalx
| | Posted on Friday, November 04, 2011 - 11:22 am: |
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If it can save you money why not? Same reason companies go overseas. |
Sifo
| | Posted on Friday, November 04, 2011 - 11:30 am: |
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So I've been looking at some of the CU's in my area at http://creditunionaccess.com/illinois_credit_union s.htm.
I'm surprised how many have assets lower than my personal assets. No joke!  |
Froggy
| | Posted on Friday, November 04, 2011 - 11:43 am: |
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The info on that site about the credit unions in my area is severely out of date, it lists a few that were merged together a few years back, and says the one I am in has a lot less branches than it really does. Looks like a good guide to figure out what is in your area though. |
Sifo
| | Posted on Friday, November 04, 2011 - 11:52 am: |
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I'll be staying with my bank. I've got free checking, and some emergency cash in a money market fund. They are in a convenient location so I can deposit my pay checks (I don't get direct deposit from my employer  About the only thing that they could offer me is higher rates on the money market. I don't see anyone paying much interest these days though. The bank has done a great job for me for many years. I don't see the need to punish them for that.  |
Cataract2
| | Posted on Friday, November 04, 2011 - 02:30 pm: |
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Sifo, if you're happy with your bank then stick with them. You seem to be arguing with yourself over staying with them now so STFU already. We get it. |
Xdigitalx
| | Posted on Friday, November 04, 2011 - 02:38 pm: |
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Its good that people can choose which financial institution they want to join isn't it? |
Phelan
| | Posted on Friday, November 04, 2011 - 02:43 pm: |
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I have an account at each, though I may close my bank account. Wells Fargo is crazy with fees it seems. My checking account is free if I automatically have $25/mo transferred into my checking account. Wouldn't be a big deal export that I'm a server and always use cash unless I buy something online, and it's free for me to transfer from my savings back to my checking, but if I go over in my checking and they pull it from my savings they charge me $12.50. What's up with that??? At the CU I have to have $5 in my savings, but otherwise the accounts are completely free, and the OD fee is $17 instead of Wells Fargo's $35. |
Sifo
| | Posted on Friday, November 04, 2011 - 02:46 pm: |
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so STFU already
Sorry, just trying to understand where people are coming from on this. I'm just pointing out that "banks" aren't inherently bad. CUs aren't inherently good either. I just don't see where anyone benefits by trying to put any business out of business. That seems to be the thrust behind this, so... |
