| Author | Message | ||
     Ratbuell |
So, get home today and somehow there was a mixup. Maryland MVA (Motor Vehicle Administration - knows as DMV in EVERY OTHER STATE....) somehow thought my insurance had lapsed on my Uly, CR, and S2. Now, Maryland is very much insurance-nazi...so because of the perceived lapse, they suspended all three registrations pending payment of $150 per bike of uninsured motorist fees, or paperwork (which is on its way to them now) showing there was no lapse. The funny part is the suspension date. Mind you, the notices just arrived today (the 29th). Suspended as of 6/4/10. So...it turns out we rode the Uly all the way to Homecoming and back, via the Mackinac Bridge and ALL the way around Lake Michigan...on a suspended tag. Good thing I didn't get any roadside awards on the way! Heehee... | ||
| Rotzaruck |
Good Grief! So, IF some poor soul does get behind on insurance for three bikes, the state is going to collect $450 first. They are going to be SURE you can't save up enough to get insurance! So stupid; and so slow about it at that! It may be next year before they get your registrations straightened out. | ||
| Ratbuell |
Eh. I'll have paperwork from the ins.co. by tomorrow. It'll be copied and put under each seat, taped to each reg. card. F the $450.  | ||
| Babired |
Maryland MVA sucks. I got tagged with that fine for a old 1979 suzuki sitting in my garage. To break the fine I sold the bike. | ||
| Rwven |
I've gotten several of those &^%$# notices. I got one after the transaction buying the Uly in fact. I think the insurance folks and the registration folks do not have their networks connected.... | ||
| Ft_bstrd |
How can they force you to insure an unregistered bike? | ||
| Ratbuell |
If it has current (active) plates, whether its sitting in pieces or not, you have to have insurance on it. | ||
| Cityxslicker |
expect the same tactics with your 'health care' insurance when the new law kicks in; except it will be an IRS infraction notice. | ||
| Drkside79 |
That happened to me in Illinois in the cage. They allegedly sent out a letter that i didn't return. Next thing i know I'm leaving work, getting pulled over, having my tags taken on a 6 month old car, having to call the state, getting the tags back, and still having to go to court. Fun huh? | ||
| Cyclonedon |
I truly feel that the insurance industry is the largest scam going in America today! I have "O" respect for them because they are all crooks! | ||
| Fast1075 |
When I was 20, I got a notice saying my driver's license was suspended due to lapsed insurance...it wasn't lapsed, in those days paperwork was...well...paperwork that had to be physically mailed back and forth...the insurance company didn't get the mail out before my birthday...I finally got it straightened out....but the funny thing was.....my suspension was over for nearly 6 months before I got the notice...so I had been driving on a suspended license for nearly a year!!! | ||
| Delta_one |
so what do you do for a bike in pieces or gets totaled? call and cancel the registration? do they give you money back for only using part of a years registration? that's real screwy either way my registration is up in Jan for my bike and if I don't renew it until march (when I pull it out of storage) I'll get a late fee added onto registration (about 40% of the registration in the first place if I remember correctly) my insurance is up for renewal every July, I don't think insurance and the DMV work together to be Nazis here because I have changed insurance without telling the state about it as well as turning it off completely on vehicles I didn't drive. So, IF some poor soul does get behind on insurance for three bikes, the state is going to collect $450 first. They are going to be SURE you can't save up enough to get insurance! sounds about right, kick those that are down, because they are powerless to fight back | ||
| Jandj_davis |
Auto insurance is the ONLY federally mandated consumer product. Insurance companies could charge WHATEVER they wanted, because if you don't buy it, you will not survive in today's society. What a scam. | ||
| Babired |
you know once you have had a crash the insurance is golden. When my bike was totaled back in 2000 the insurance went all out for me. Only thing I had to do was hire a lawyer to keep my medical and vehicle insurance straight. Now the Maryland MVA is messed up I worked for them as a supervisor in 2008 there is so much red tape there its crazy. Rat I would sell a bike to your wife or if its legal give it to her then the fine goes away that's the loophole from a couple of years ago. Oh yeah here's is a really screwy thing for ya in Maryland you can own a bike, get the tags, insure it and not have an M endorsment on you permit | ||
| Xl1200r |
in Maryland you can own a bike, get the tags, insure it and not have an M endorsment on you permit Not sure that's a screwy thing - just because you own the bike doesn't mean you're going to be the one riding it. An M endorsement is for operation, not ownership rights. And, from their point of view, if you do all that and get stopped without an endoresment, more money for the gov't! I know NY will issue fines for lapses insinsurance, but I don't know how they go about finding it. I think it only comes up when you go to renew your reg or reg a new vehicle. | ||
| Richardbiker |
New York is just as "insurance-nazi" as Maryland is described. They (DMV) find out because the insurance company informs them as soon as there is a lapse. They seem to have an open line of communication. Insurance is a scam. We just took our second car off the policy and were quoted a six month premium $350 MORE than what we were paying for two cars. Why? Because we lost the multi-vehicle discount. Needless to say we asked to speak to their supervisor and ended up with a realistic quote of $800 less. Insurance companies have ticked me off forever; it really doesn't seem to matter if you're a good, claim-free client, they get you just the same. | ||
| Fast1075 |
Here is a funny one...in Florida, you don't need insurance to register and tag a bike. You don't need insurance to ride the bike, unless you are riding without a helmet...in which case you need insurance...but needless to say if you crash and burn, you are out of pocket for the liability and the citation for crashing without insurance...clear yet??? In Florida it used to be the only people that had to prove and maintain insurance were people that had their license suspended...called an SR-22 filing...if the insurance lapses, you get in trouble...during the desolate years a lot of folk got insurance to get the registration and then dropped the coverage...no problem unless you crashed...now they have all the loopholes covered...if you lapse coverage, you just get nailed...if you drive a cage. |
