Posted on Monday, February 22, 2010 - 07:11 pm:

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To the Debt Collector Harrassing me at Work - w4m
Date: 2009-05-07, 3:48PM EDT

Your voice is quite charming in a sleazy, condescending, I-Get-Paid-To-Harrass-People kind of way. You must be so good with the ladies - I can picture you on a date, with that deep "I am full of self-importance" voice, asking her "So am I to file you under deadbeat mistress because you won't sleep with me after knowing me for an hour?"

I am assuming you are either 1. Just out of college and eager to prove yourself by threatening a faceless person on the telephone, 2. A wannabe lawyer who is not smart enough to ever pass the BAR exam and therefore miserable in life, or 3. Someone who was picked on a lot in high school and believes this job is his calling to get revenge on all those bullies who made life a living hell.

Ours is definitely a missed connection, because after the first threatening phone call, I instructed our receptionist to screen all calls from you. Sad, but where I work, as I informed you several times, I cannot continue to speak to you without raising my voice, and unfortunately I cannot tell you everything I really want to say, as I am in public and do not want my coworkers to hear the trash language I would use.

You see, debt collector, my bills have always been paid on time. I am not a deadbeat, nor do I avoid paying my credit cards. But when you have a bank like Bank of America, who gets $20 billion dollars of US tax payers money, then turns around and changes credit card interest rates from 10% to 29.99% with no explanation, increases the monthly minimum amount due from $150 to $675 and turns your account over to a bottom feeder collection agency after two months because their customer could only pay $300 each of those months, there is a problem.

And the problem does not lie with me. Like millions of other Americans who work hard every single day and are struggling, I am not rolling around on a pile of bailout money. I am not buying up other banks and then changing the credit card rules because I can. I am not an executive of Bank of America who lives in a $4 million mansion and flies to exotic places on a private jet while millions of people lose their homes and their lives.

I am, in fact, a college-educated professional who is completely dumbfounded by the state of this country. In fact, I bet the money you say I owe that I am more educated, smarter and make more money than you. I simply don't make enough to pay you the thousands of dollars you claim I owe you today "or else". By the way - those fees and surcharges totalling more than $2000 that you tacked on to my Bank of America account balance is not going to fly.

So here's what I shall do to ensure that we are not just another missed connection.

The next time you call me at work, I will take you call. I will also record the call, since it is illegal for you to continue calling at my place of employment once I have requested that you stop.

I will submit the tape to my attorney, along with my intent to sue you for harrassment, threats and stalking, along with emotional distress (I had to have two glasses of wine to calm my nerves after your call!)

And then I will sit back with my family, relax and know that eventually, this matter will be settled and behind me, and I will continue my life of love and laughter.

You, on the other hand, will still be at your dirty little desk, dressed in your dingy suit and tie, calling other "deadbeats" and lashing out at them because it makes your own pitiful little life seem less empty.










EXECUTIVE LIFE FOR SALE OR (REPO)
Date: 2009-01-29, 1:27PM EST

Well here we are another year 2009 ahhhhhhhh

Well what I have for sale is a life of Debt, illusions and bill collectors

I think for 1,000,000 I�ll let it go. The price will include a complete 20,000 equipment only fabrication shop a beautiful house in the country 3,500 sqft 30 x 40 barn 13 acres ahhh the American dream!!!!!! It will also buy you 12 useless employees 4 large break even contracts and a business name that has become completely ruined because CORPORATE AMERICA SUCKS DICK. I have however made it 5 years so I guess I beat the statistic.

If you don�t want to buy the dream that�s fine I�m just going to •••• everybody Like I got ••••••• Bankruptcy •••••••

Chrysler financial, you can have my diesel truck back, that�s 20,000 over mileage and smashed because I just hit a deer. I looked cool in it for a while, but I just bought a 95 S-10 cash and I love it. So stop calling me five times a day and come get the piece of shit.

Btw, how do you expect people to pay your late charges if they can�t even make the regular payment? Also if you called me on Tuesday I bet my situation won�t be any different Wednesday. Bastards. •••• you I�m going to hide it

American express I was a good customer to you. Once I was 10 days late you canceled my card. You will never get your money. Bastards

53rd I would really like to keep my camper but if you insist on coming to get it because I�m 45 days late come and get it. I�ve got a ••••••• tent. Chryslers going to take my ••••••• truck and I�m sure my S-10 won�t pull it. Bring a ••••••• shovel because there�s 8 feet of snow pushed in front of it because all it ••••••• does is snow around here.

Speaking of snow got some snowmobiles, there going back to! I loved riding them but I financed them to pay the 12 useless employees to work on the 4 large break even contracts I have. Behind on them same story come and get em bastards

The only thing in my life I won�t sell is my 4 year old daughter (she is a keeper). My very sexy supportive wife and the dog. You can have the rest of the illusion.

Material bull shit.
We learned our lesson.

Love to tell you more but I�ve got to search for a job so I can pay taxes to support all the Bailout money we gave the people that are going to repo my shit and put America in this situation. I wonder what I�ll be paid with food.

Don�t think the dollar illusion can go on much longer.

Keep the faith protect your kids. Your family is all that matters

A Broke Michigan resident

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