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Buell Motorcycle Forum » Quick Board » Archive through February 20, 2010 » MC Riding school insurance deductible options - advice needed pls! « Previous Next »

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Xodot
Posted on Friday, February 19, 2010 - 01:13 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

I am signed up for a day of on-track instruction - my first of this sort. I will be riding a course bike and wearing their gear. I have been given the following options from the school but I don;t know what to do. I have never seen a track!

This was their e-mail to me. What should I be considering?

PRE PURCHASE OF INSURANCE FOR THE FAST MOTORCYCLES AND RIDING GEAR:
We now offer you 2 choices:
Our $99.00 daily insurance offers you a damage protection with a remaining
deductible of $399.00.
Our new $109.00 daily insurance offers you a damage protection with a
remaining deductible of $199.00.
Without insurance, the deductible is $2,000.00.
We ask you, to please let us know which insurance you would like to
purchase if you want that extra protection.
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Sifo
Posted on Friday, February 19, 2010 - 01:50 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Can you afford $2K if you crash their bike. Are you comfortable with parting with that $2K if you crash their bike?

If you can't say yes to both of those questions you should pop for the insurance. Beyond that it's just a personal choice of the coverage you feel suites you best.
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