| Author | Message | ||
     Oldog |
Would you mind sharing your general geo location and your insurance rate with me. I am trying to budget and bike insurance needs to come down. | ||
| Cruisin |
Sure, South Burlington, VT - I pay $366 a year for full coverage on my 2004 XB12R and 1992 BMW K75S. I'm 28, no tickets, but three claims in the last 5 years, including one totaled bike (not by me). I use Dairylands. | ||
| Chiefiron |
wow i should have checked that one more cruisin, 36 upstate NY $500 p/y full coverage for 2004 XB12R. no tickets or accidents. Progressive. Tim | ||
| Lord_deathscyte |
Brand new '05 xb12r....clean record...and 24 years old...live in western NY. $630 p/y full coverage also w/progressive | ||
| Smokescreen |
2000 Ducati Monster 750 Dark and a 2003 Buell XB9S insured through progressive with liability only for around $200 a year living north of Atlanta | ||
| Slowride |
2001 Suzuki TL1000R Full coverage 1997 HD Sportster 1200s Full coverage 1983 HD Sportster Ironhead 1000 Basic Liability All for $561.00 per year. I just added the suzuki this month. I am in Dallas Texas and I am 31 with 15 years riding exp. | ||
| Slowride |
Sorry, I am using Gieco. | ||
| Black_sunshine |
'03XB9S Clear title Atlanta, Ga. 31 y.o. no tickets, no claims Full Coverage 700/year.....Pacific Specialty Just for reference...Progressive did the old bait and switch. The quoted my 800 over the phone. I set it up and when I got it in the mail it was changed to 2400.00 per year.  | ||
| 99buellx1 |
'05 XB9SX Iowa 25 y.o. 2 tickets and a claim. Full coverage. $550.....West Bend Mutual Insurance. | ||
| 99buellx1 |
Also, something to remember. Your credit score has alot to do with the ins rate. | ||
| 1stbuell |
'05 XB12R Maryland 36, 1 ticket Full coverage $528/yr State Farm | ||
| Chevysolid |
99 X1 full coverage NW Ohio with Gieco, 160/ yr 25, 1 ticket I recommend at least calling Geico, they can give you a quote qucikly and it was alot better than what progressive wanted, Over 800/yr | ||
| Lake_bueller |
1998 Buell S3T 1998 Buell S1W 2000 Buell Blast No tickets. Wife is also on policy with less than 1 year of riding experience. Full coverage on all bikes. $575/yr with Geico Here's the "kicker"...looking to insure my 1995 GSXR750 track bike (has a road title). Just for comprehensive - $185/yr. Increase to $285 w/collision!!!! D@mn...it's no wonder there are so many uninsured bike riders. | ||
| Buellbozo |
South Mississippi. 99S3T. No tickets. "Mature rider discount" (sigh...) 25/50 Liability, Uninsured motorist. No collision,No comprehensive. Progressive-$648. Geico-$245. Gotta love that Lizard !  | ||
| Doon |
Upstate NY, 29 No Tickets /Claims. $390/Year Full Coverage on 05XB12S and 98 Suzuki VZ800. Multibike Discount, Brag Discount, Winter Discount. Dairyland (just called the Number in the welcome to Brag packet you get when buying bike). Way better then the $2700/year my former Insurance company gave me when I removed my SV and added the XB | ||
| Spike |
Raleigh, NC, 25 1 ticket in the past ~4 years was reduced to non-moving violation. Never been at-fault for an accident. Never filed a claim with my own insurance. ~$1050/year Full coverage from Viking on '04 XB12R with clear title. Progressive wanted $3600/yr. Somebody needs to fix this.  | ||
| Oldog |
Wow Spike thats bad  My stats 48, no claims, 1 ticket,(guess what) got it reduced to improper eqp- no points. 1300$,(new bike) reduced to 1050, currently 765 yr full coverage, 30+ riding exp.. thanks all, time to seek out dairy land or the "lizard". can some one provide contact information for dairylands insurance. I wonder if some of us could do better if we approached the providers as a group? (Message edited by oldog on March 03, 2006) | ||
| Cruisin |
You usually have to get an agent for Dairyland - but not necessarily one in your state. My agent is in Arizona - Berglund Insurance: Berglund Insurance 5625 E Indian School Rd # B Phoenix, AZ zip code Phone: (480) 949-1034 | ||
| Whatever |
Maybe being a girl helps? $240 a year/ 2002 M2L Full coverage/ WIIIIIIIISSSSCONNNSIN | ||
| Interex2050 |
Los Angeles, CA No tickets/claims 2004 XB12R Liability: BI - 25000/50000 Property - 15000 Uninsured motorist PD/DR - 3500 AIS (auto insurance specialists) $479.80/yr | ||
| Brad_buell |
2003 XB9S Michigan 40 with no tickets Dairyland $475 year with a $500 Deductible | ||
| Steve_mackay |
2006 XB9SX($500 deductable/Full coverage) 1998 S3T(Liability) 2000 Blast(Liability) $420(iirc) a year State Farm 38, 1 no points ticket, 1 claim. | ||
| Lastcyclone |
Just got the renewal this week. I shopped quite a bit a few years back and found this company to be the best and most affordable. This is full coverage for 12 months. What do you think?  | ||
| Lastcyclone |
If it is not readable, it's $283.71 per year. 500 deductable 300,000 liability 100,000 property damage 300,00 underinsured/unisured | ||
| Lastcyclone |
For an 05 XB9SX. Age 41, married. | ||
| Littlebuggles |
Oldog, I use Fernet (fernet dot com) as my broker for Dairyland. Full coverage with 25/50/15 liability (I carry more than law requires on my cars but who am I gonna hurt but myself on my bike) and with $3K for add-ons/upgrades. $250 deductible. $315 for the year. They quoted $305 with $500 deductible and $286 with $1,000. My credit is good, State farm can't come close even though my autos and house are though them. | ||
| Clydeglide |
I don't know about other states but in Florida uninsured motorist coverage is about $1k to $2k additional per year. I've found that uim also covers "hit and run" situations. Seems that anyone who crashed claimed "hit and run" therefore the higher rate for uim. I just changed companies after AIG bumped my rate about 70%. Full coverage (except uim) 100/300, $500 deduct runs $325/yr. each for our 2 Hayabusas. We're "senior citizens" and our credit score is high.  | ||
| Trish |
A MSF Riders Course will often give you a 10% discount, too. Hey, every little bit helps, right?! I have Dairyland @ $290/year (with one speeding violation) for my '00 S3. (Message edited by trish on March 06, 2006) |
