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Obioma
Posted on Thursday, August 19, 2004 - 03:42 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Wanted to know if there was any other way to finance (other an HD) a bike before i went to the dealer
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Stealthxb
Posted on Thursday, August 19, 2004 - 03:44 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Go through your local bank or credit union
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Darthane
Posted on Thursday, August 19, 2004 - 03:44 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Most dealers work through a variety of options (HD, local credit unions, etc.).

When I financed my Blast it was through a local credit union. The Firebolt went through HD, though I refinanced it pretty quickly elsewhere.
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Misato
Posted on Thursday, August 19, 2004 - 03:45 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

C.U.
I got 6% for 72months @ 100%
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Jeremyh
Posted on Thursday, August 19, 2004 - 03:50 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

went through my credit union got 3.91%
keep in mind i also bought my bike used and only financed 6350

(Message edited by jeremyh on August 19, 2004)
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Misato
Posted on Thursday, August 19, 2004 - 03:57 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

yeah, and mine was a year ago. 80% was lower too.
at the time HD couldn't come close to that.
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Daves
Posted on Thursday, August 19, 2004 - 04:36 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

I work with 7 different lenders.

Dave
daves@h-dappleton.com
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Wyckedflesh
Posted on Thursday, August 19, 2004 - 04:38 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

pay cash?
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Lpowel02
Posted on Thursday, August 19, 2004 - 06:59 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

my employer lets me borrow against my Savings plan...I essentially borrow money from myself and pay the interest/payments back into the Savings plan...paying back my money and interest to myself...it's great

if you work for a large organization...check it out...may be an option
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Signguyxb12
Posted on Friday, August 20, 2004 - 12:31 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

just remember you are going to miss out on the fall boom of the stock market, which can adversely effect the long term strategy of fixed savings plans..
furthermore the amount borrowed usually goes into fix account equal to the loan amount...that's the hitch
low interest loans may be a better option

rule: always read the fine print
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Freyke
Posted on Friday, August 20, 2004 - 12:55 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

good rates here.. Chartway FCU

kk//kef
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Blake
Posted on Friday, August 20, 2004 - 05:31 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Dave,
I just had this image of you walking up to Obioma, you wearing a trench coat, looking left to right then pulling open one side of the coat to expose a new XB12R.

quote:

"Psssst. Hey buddy, you wanna a deal on a new Buell? I can get you good interest rates on a loan too."


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Lpowel02
Posted on Friday, August 20, 2004 - 06:14 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

the point I was trying to make was that some organizations offer good incentives for employees to borrow against themselves...if you're in that situation (which I am) and it's a good deal (which it is) then it could be an option...I read all applicable fine print and I come out on top

see you in the fall for the "boom"...
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Wyckedflesh
Posted on Friday, August 20, 2004 - 06:15 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

ROFLMAO @ Blake
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Peejay
Posted on Friday, August 20, 2004 - 07:25 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

I know this guy,Guiseppi... He'll loan you any amount you need. I'll set up a meeting at Tony's Ristorante and he'll be sitting at the far right table in the back. Gabeesh Paisan??
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Fbolt
Posted on Friday, August 20, 2004 - 11:08 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Use a home equity line and then write the interest off on your taxes.
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