| Author | Message | ||
     Froggy |
https://www.iaai.com/Vehicles/VehicleDetails.aspx? auctionID=0&itemID=9752362&RowNumber=7# | ||
| Timebandit |
looks like it's got a good oil filter cover. | ||
| Duphuckincati |
Musta been one of those block heaters. | ||
| Mako |
now thats a hot stator!!! | ||
| Timebandit |
tire warmers wrapped on the bike to make cold starts easier... | ||
| Boogiman1981 |
That looks like the remains of a members bike I saw on here a while back there was a pair out riding and were hit head on by a car. Wound up getting a bad wrap over it and a coma iirc | ||
| Buellmojo |
I had a ZX7R end up that way after a garage fire some time ago. This was my first brand new motorcycle purchase, only a few months after I paid it off too, burnt to nothing but an unidentifiable pile. Of course the full coverage insurance was dropped after I paid it off, a complete loss, but a lesson was learned. | ||
| Bextreme04 |
Don't catch your garage on fire? | ||
| Dannybuell |
Boogiman1981 ~ I was thinking the same thing. Sport Ute crossed dividing lane lines in a turn and they blamed it on MC. Were there any updates past that? | ||
| Clutchreaper |
It's only cosmetic damage...she can be fixed  | ||
| Brumbear |
whooooo that stator works | ||
| Buellmojo |
Bextreme04, Full coverage insurance on your vehicles, and renters insurance, might be a good idea. The inspector ruled it as an electrical fire, which started in the loft of the garage, it happened in the middle of the night. I understand your humor, but trust me, when you loose all of your tools, motorcycle, lawn equipment, music equipment, sports equipment, etc. etc., with no insurance on any of it, you might not appreciate the joke...all is good here though, some people just enjoy themselves that way, no feelings hurt here, carry on! | ||
| Timebandit |
> "It's only cosmetic damage...she can be fixed." It will buff out. | ||
| Rogue_biker |
Great as a backyard ornament if you grow enough plants around it. | ||
| Bextreme04 |
The renters or homeowners insurance is definitely a must but I don't see the use in full coverage motorcycle considering the cost here in california. They wanted almost $500 a month for full coverage but only $50 a month for liability. At that rate I would have paid for the bike in a year just in insurance payments!And that is with me being over 25 with no accidents in the last 10 years and no tickets in over 3 years. I was kinda joking with my first post but you weren't exactly specific what the lesson you learned was so I thought I would mess with you a little bit. Sorry for your loss.. was it a newer house? My brother just bought an old house in sunnyvale and the more they go through it the worse it gets. It was built in the 50's and needless to say the electrical was not up to modern needs or standards. Also the contractors that keep coming in and doing work keep screwing up more stuff while they are at it. One of the HVAC installers cut through a power conduit in the attic and almost fried himself. Sorry if my previous post seemed inconsiderate but my lessons learned would be homeowners insurance is a must and make sure you keep a close eye on your contractors!  | ||
| Timebandit |
> "They wanted almost $500 a month for full coverage but only $50 a month for liability." That suggests that because you are a known scofflaw, they expect you to trash the bike in a single vehicle accident. That's not coming from me -- that's just the way that insurance companies and actuaries look at you. when people complain about their insurance rates, they always seem to refer to the total out of pocket cost without telling anyone how much coverage they're buying. that makes the numbers hard to interpret. you were helpful in breaking apart the premiums for liability vs. collision, but you still left out the important part -- how much liability coverage you were buying. a good way to take away the ambiguity and make it easier to compare amounts would be to tell us the normalized rate that you're paying -- like number of premium dollars for every 100,000 of liability coverage, or how many dollars in your premium payment is actually allocated toward repairing the bike after a collision. i don't find full coverage to be expensive at all. my 1125R is insured for the maximum available liability coverage so that i qualify for a seven-figure liability umbrella. i have full loss coverage on the bike (collision and comprehensive) with a $250 deductible, and my insurance premiums for the bike are only $400-something for a 12 month policy with no winter put-up. i know -- i'm not being especially clear about my normalized rates either, but you don't need detailed numbers to see that my rates are pretty low. my point is just to show that if you're not a speeder or a vehicle wrecker, rates can be pretty cheap -- even on the 1125R. because of my driving record, my insurance company rates my 1125R as no more likely to generate a loss than the BMW sport-tourer I've had for 20 years. the problem is that you get jammed when they have proof that you're a speeder. convictions really blow your rates because statistically, speeders are scofflaws who cause large claim pay outs and losses on the bottom line. your rates will get a lot better when you have a totally clean 10-year driving record. unfortunately, you've been caught speeding and they're going to hold it against you for as long as they can. shopping for the right insurance company can make a big difference too. when i comparison shopped, my existing company wasn't offering me a deep enough discount. they were confident that they could overcharge me and i wouldn't leave, so i shopped around. Progressive wasn't much different than my original company -- they both wanted 3x as many premium dollars as Geico wanted for the same coverage. it pays to shop around. (Message edited by timebandit on January 08, 2012) | ||
| Buellmojo |
Bextreme04, Older garage, placed away from the house, it was a bad situation at the time...No big deal now, this happened several years ago. The picture just reminded me of the remains of my bike after the fire. | ||
| Father_of_an_era |
Yeah, I think I recall this accident as well. I I remember correctly, the rider drifted into the oncoming lane while mid corner and struck a car head on. He was banged up quite a bit and the pics of the bike remains looked similar to this one. | ||
| Bextreme04 |
Not sure what a scofflaw is but as I stated in the post no tickets on my record and my last accident was the only one i have ever had in 2002 and it wasn't an at fault one. The $500 was the lowest full coverage I could get with over $1000 deductibles. I'm pretty sure it was just that it was California but maybe it was just the insurance company  .. although i have pretty high full coverage on my truck for less than $50 a month with them. | ||
| Timebandit |
Eric, i thought i was confused, so i re-checked -- your earlier post said no accidents in 10 years and no tickets in 3+ years. i wonder if they're still slamming you over that one ticket. no tickets in 3 years is not same as no tickets on your record. AFAIK insurance companies ask what you've had in the past 3 years, but they still pull your 10-year driving history for underwriting. i think they'll still rate you on a 3+ year old ticket, especially if it was speeding on a bike. my rates dropped to 1/3 of what they were once an old ticket dropped off of the record at 10 years. hitting an age threshold probably had something to do with it too. those might have had a double effect to reduce my rates. maybe bike insurance is just really expensive in california. | ||
| Bextreme04 |
The speeding was in my car but was in different states and when i pulled my cali dmv report it didn't have any of them on it. I have never had an accident or ticket on a motorcycle and when i had insurance in texas it was significantly less than here in Cali. I had been told Motorcycle insurance was crazy expensive here before I asked about the full coverage so I just figured that was the reason. | ||
| Boogiman1981 |
There was dispute about who crossed over the car or the bikes. The riders were both K.O.'d and I want to say one was comatose for a while. It was a bad wreck. |
